Credit cards for those with poor credit scores are the best alternative to getting an emergency loan. People who want to make urgent payments and have a bad credit history can get a credit card for poor credits. Here are some credit cards available in the market for you.

Indigo® Platinum Mastercard®
You can prequalify for this credit card despite having a bad score. Getting a secured credit card with a bad credit is difficult and is almost $100 per year more expensive than unsecured ones . This card is one of the top unsecured credit cards people with bad credit can go for.

Reports of transactions from this card go to major credit bureaus; hence, not maxing out the credit limit and paying bills on time is advisable to help you improve your credit score. The annual fee of this card is determined on the basis of the user’s credit score, which is around $0, $59, or $75 for the first year and $99 thereafter.

Credit One Bank® Platinum Visa®
It is a secured credit card for those who have a poor credit score. One does not have to pay any monthly or application fee. Based on your creditworthiness, there is a first-year fee of approximately   $75, which becomes approximately $99 thereafter .  The annual percentage rate (APR) for this card varies from 17.49% to 25.49%. Hence, it is important to choose the right credit card for improving one’s credit score.

Milestone® Mastercard®
Before you submit an application to avail this card, one needs to check if he or she is eligible for prequalification. Thereby, so one can avoid hard inquiry and temporary credit score damage. Based on the user’s creditworthiness, an annual fee   of around $35 or $75 will be charged.   This credit card provides limited spending power so that people who already have a low credit score do not go overboard with their spending and create a chance for them to damage their credit score further. Limited spending power also helps people to improve their credit score; which can also help them qualify for a high spending limit credit card in the future. The spending limit with this card is between $225 and $265 for the first-year annual fee.

OpenSky® Secured Visa®Credit Card
This card can be considered as an average secured credit card with an annual fee of around $35 and a minimum deposit of around $200. The most important difference between this credit card and the others mentioned herein is that this card doesn’t require a credit check. Thus, this card is the right one to consider for people who have a severely damaged credit score. This credit card is a secured; therefore, one is required to make a security deposit, which is refundable. This refundable security deposit amount will also be the credit limit of the card; hence, the credit limit with this card is fairly low. The low credit limit is kept to lower the credit card issuer’s risk.

One is also liable to pay a fee of 3% on any foreign transactions when using this credit card.

Discover it® Secured Card
With no major fee, this card is a general-use credit card that does not have an annual, monthly, or one-time fee. Since the most important payments one makes while getting a credit card are the fees, this credit card can be one of the top-most considerations owing to the fact that there are no fees involved. This card comes with rewards too, where you get approximately 2% cash back on the first $1,000 spent at restaurants and gas stations.

There is a minimum refundable deposit of about $200. This minimum deposit amount is also the lowest minimum deposit amount among all the fully secured credit cards. You will be paying a higher than average APR to get the fully secured version of this credit card.

Wells Fargo Secured Visa® Credit Card
This credit card does not require fees for the application process and monthly account maintenance. That being said, it is not the cheapest credit card available as the annual fee is around $25 and the minimum deposit is around $300.

It is important to check and review as many credit cards as possible and compare their features. Reading reviews and analyses on credible websites will help you understand the cards and their features better. Your decision must be based on meticulous research, which is important to get the most suitable credit card for those with a poor credit score.